Anti-Zen CreditCard Crap

After having an account with DiscoverCard for three years, the best APR they can give me is 12.99!!??

Mind you, I've never been late with payments. In fact, I've been habitually early with regards to paying back the money I've borrowed, whilst taking out other loans so that I can educate myself to recognize bullshit.

I'm one payment away from a zero balance, and then I'm going to shut this fucking thing down. You'd think they'd want to keep a reliable customer by offering them a reasonable APR on purchases. But no dice. No dice there. They tell me that they can give me a 0% APR for six months, after which it jumps back to the current whopper of 14.99% (read: we'll let you rack up your credit again, then you'll be right back to where you started-- WHAT A DEAL!!). I expressed my distaste with this offer, so instead, they decided to push another WHOPPER of a deal: 12.99% APR.

Well, you know what? Fuck that. Paying it off. Closing it down.

Do I think they care?

Nope. Not one bit.

Merry Christmas, assholes.